Multi-Tenant Cloud Architecture for Credit Businesses

Empower Your Lending Operations with Automated Route & Loan ERP

Scale your route collection, flat-rate loan schedules, investor capital yields, and multi-bank treasury with isolated cloud workspaces, subscription billing, and automated audit PDF generation.

Isolated Tenant Data
Instant Setup
No Credit Card Required
Active Tenant Portal v3.0 Production
Live Metric
DISBURSED ACTIVE PORTFOLIO
Rs. 3,850,000.00
Route Centers
8 Routes
Yield On Capital
+18.5% p.a.
Today's Route Recovery Target 94.2%
Built for Loan & Route Operations

Comprehensive Financial Modules Built In

Everything modern lending businesses and route collection officers require to run zero-leakage financial operations.

Route Collection Management

Organize field collection routes into structured route centers. Generate daily settlement sheets and track route collector cash hands in real time.

Flat-Interest Decomposition

Automatic proportional split between principal recovery and earned gross interest on every single installment collected, avoiding over-reporting.

Investor Capital & Yields

Manage third-party fund liabilities, calculate exact monthly fund interest payouts, and project 12-month capital settlement recovery models.

Multi-Bank Reconciliation

Record all company bank accounts, monitor dynamic book balances, and cross-reference theoretical net worth with bank variance meters.

Automated Dompdf Reports

One-click executive balance sheets, active loan portfolio schedules, and investor yield audit statements generated directly to print-ready PDF.

Role-Based Staff Access (RBAC)

Delegate operations safely across Super Admins, Field Operation Managers, and read-only Audit Viewers with granular security gates.

Real-Time Engine Demo

Test the Flat-Rate Calculation Engine

See how FinCloud automatically calculates flat interest, total recovery contracts, and daily collection quotas before you disburse funds.

Precision Financial Accuracy
Standard MySQL DECIMAL(12,2) math prevents rounding variances.
Loan Repayment Simulation
Total Interest Earned
Rs. 150.00
Total Payable Receivable
Rs. 1,150.00
Expected Daily Installment
Rs. 38.33 / day
Transparent Subscription Plans

Select the Ideal Plan for Your Route Business

Simple subscription models tailored for single-route lenders and enterprise financial organizations. Switch currency anytime.

Select Currency: USD ($) LKR (Rs.)

Starter Route Plan

monthly Billing
Rs. 6,000.00 / monthly
Includes free automatic upgrades & database backups
  • Up to 150 Active Loans
  • 5 Route Centers
  • Investor Liability Tracking
  • Automated PDF Audit Reports
  • Single Branch Support

Enterprise Lifetime Suite

lifetime Billing
Rs. 300,000.00 / lifetime
Includes free automatic upgrades & database backups
  • Unlimited Active Loans
  • Unlimited Staff Accounts
  • Custom Domain & Brand Whitelabeling
  • Full Multi-Bank API Export
  • Automated Daily Route Collection Sheets
  • Investor Portfolios & 12-Month Recovery
  • Dedicated Account Manager
  • Lifetime Access - No Monthly Fees